home-buying-checklist
Produces a complete home buying process checklist covering financial preparation, mortgage pre-approval steps, house hunting strategy, offer and negotiation phases, inspection, and closing. This is a process guide that structures the entire home buying journey from initial readiness assessment through move-in. Use when the user asks about buying a home, the home buying process, or wants a checklist for purchasing a house. Do NOT use for mortgage comparison math (use mortgage-comparison), insurance decisions (use insurance-comparison), or investment account decisions (use investment-account-types).