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plaid-finance

Apps & Automation
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Plaid financial data API: bank accounts, transactions, balances, income, assets, identity verification, and ACH payments. Connect to 12,000+ financial institutions for personal finance and lending apps.

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How to use this skill

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  2. Copy the prompt below and paste it into your agent.
  3. Review the proposed files and risks before you approve installation.
Prompt to paste
I want to install this Agent Skill for this project in Codex.

Source SKILL.md: https://github.com/mkurman/zorai/blob/HEAD/skills/scientific-skills/plaid-finance/SKILL.md

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First, summarize what it does, its dependencies, license status if identifiable, and any risks. Show the exact files you propose to add under .agents/skills/plaid-finance/. Do not write files or run scripts until I approve.

After I approve, install the complete skill folder, including required referenced files, into that project location. Verify it is discoverable, then tell me its actual invocation name and how to use it. Do not claim it is installed until you have verified it.

Copying this prompt does not install or run the skill. Review third-party files before use. Codex skill guide

Overview

Plaid connects applications to 12,000+ financial institutions for bank accounts, transactions, balances, income, identity verification, and ACH payments. Standard for fintech apps needing secure financial data access.

Installation

uv pip install plaid-python

Link Token

import plaid
from plaid.api import plaid_api

config = plaid.Configuration(
    host=plaid.Environment.Sandbox,
    api_key={"clientId": "YOUR_CLIENT_ID", "secret": "YOUR_SECRET"},
)
client = plaid_api.PlaidApi(plaid.ApiClient(config))

resp = client.link_token_create(plaid.LinkTokenCreateRequest(
    user={"client_user_id": "user-123"},
    client_name="My App",
    products=["transactions", "auth"],
    country_codes=["US"],
    language="en",
))
print(resp.link_token)

Get Transactions

resp = client.transactions_sync(plaid.TransactionsSyncRequest(access_token=access_token))
for tx in resp.added:
    print(f"{tx.date}: {tx.name} — ${tx.amount:.2f}")

References